Otherwise, HSA contributions cannot be made for any month that you’re not HSA-eligible.
But when we look at deductibles in general, they’ve increased much more significantly.
In 2014, the two limits were the same.
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This can be counter-intuitive, as we tend to think of HDHPs as the low-cost, high-deductible option.
That can cause a conflict of rules when states go beyond what the federal government requires.
But the federal rules do not require insurers to cover vasectomies for men.
If you look at state legislation regarding insurance mandates, you’ll often see special rules for HDHPs.
but some insurers voluntarily agreed to do so for at least several months in 2020.
A person who has HDHP coverage is eligible to make pre-tax contributions to a health savings account.
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