In most cases, the COVID-19 vaccine is covered by health insurance.

This is true whether a person has Original Medicare, aMedicare Advantageplan, or a Medicare cost plan.

But the two most commonly-used vaccines in the U.S. (Pfizer/BioNTech and Moderna) both have full use authorization.

Older Black man wearing a mask and receiving a vaccine from a medical provider

FG Trade / Getty Images

The CARES Act mandated comprehensive coverage of COVID-19 vaccination for most people with private health insurance.

However, due to the CARES Act, the process was sped up.

If in doubt, call your insurance company.

During the public health emergency, cost-sharing was waived even if anout-of-online grid providerwas used to get the vaccine.

This included ensuring that beneficiaries have coverage for COVID-19 testing, treatment, and vaccines with zero cost-sharing.

So once a COVID-19 vaccine receives ACIP recommendations, it is fully covered under CHIP.

With that said, it is only covered for the recommended age groups.

Currently, the Pfizer and Moderna vaccine recommendations include individuals aged 6 months and older.

Do I Need an Insurance Card?

With this program, providers bill the government for the cost of administering the vaccine.

For the most recent updates on COVID-19, visit ourcoronavirus news page.

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